I agree with Pascal.
Initially I thought an inverter was a waste of money. When we purchased it in 2004, our boat had the oem (or dealer-added, I don't know which) 1500w inverter that was extremely inefficient and used a ton of battery power. I didn't use it at all except to check it occasionally. The previous owner had labled the inverter switch, "DO NOT TURN ON." because of the battery drain. One day I checked it and it quit working anyway.
I didn't worry about it much but after a few months of fairly heavy boat use - where we'd start the genny at the beginning of a trip and shut it off a week later when we got back home - I decided that I would like to NOT run the genny for everything. So after much searching and discussion on this site, (thanks again, Sky) I bought an Outback 3232 (32V, 3200W).
It's one of the best things I have on the boat - It cuts the need for the genny running by at least 2/3 thereby reducing fuel use and genny wear. We don't normally run the A/C while the boat is moving which means the genny was operating much of the time just to run the fridge and a few 110V items (microwave, TV, stereo, hair dryer, etc,). In the evening we run the genny for a bit to ensure the water stays hot and to use the stove. At night if A/C is needed then, of course, the Genny stays on but often a fan is sufficient.
I have our inverter set up to operate the fridge, microwave, TVs, stereo and a couple of wall outlets. I don't have it wired to automatically pick up the 120VAC load whenever the shore power or genny aren't supplying power. THe particular circuits are energized by a switch operating a relay which switches those circuits to/from the inverter. I also switch on the inverter manually. Both switches (circuit switchover and inverter power) are mounted in the circuit box panel at the top of the galley steps below the window.
I don't want to make it sound like I work at NOT using the genny. That's not true - I don't like being uncomfortable and if we want the a/c on all day/night then the genny is on for the duration. I DON'T accept discomfort to save fuel/wear. If we wanted to do that we'd own a sailboat. But the inverter/genny combination definitely allows you to have your cake and eat it too!
So to us, a genny and a good inverter are a must!