All boats should get a ground through the shore cord which is why its wired that way. the ground plane gas no connection when shore power is not attached.
If your vessel is wired for the ground and neutral to be separate keep it that way. ...
"the purpose of the various normally non-current carrying grounding systems is to provide a path to ground WITHIN THE BOATS WIRING for ac fault currents, stray currents, and lightning. in order to do this it is NOT necessary to have separate ac grounding, bonding and lightning conductors fastened to all major metal objects-in theory the same conductor can serve all three purposes, as long as it is rated for the job. However, in practice the ac grounding cable is always run as a separate circuit to all ac outlets and appliances, terminating at the ac grounding bus, from where a connection is made to the common ground point or bus bar."
"another grounding point or bus bar should be established as the boats COMMON GROUND POINT. all the non current carrying grounding conductors are fastened to this bus, including
-a connection to the dc negative bus
-the grounding wire green or bare from the ac distribution panel (but never the neutral wire)
-the lightning/binding circuit
-ground connections to radio ground plates
-external ground plate or strip
-any zincs for cathodic protection
from nigel calders boat owners...manual
so yes, there is still an emergency/safety ground for the ac system once you leave the dock. my apologies for confusing the issue with my 'ultimate neutral connection' comment, as I mean to say simple things like a toaster oven or space heater can make that ground/neutral connection inadvertently, as well as block heaters etc. for the record I do believe that the neutral should be maintained as isolated as possible just as the hot is. it is just difficult to find every single point where there may be a connection between the neutral and ground