I have Markel. Maybe not next year. I'm paying about 1,200/yr. I'm traveling to Fla. tomorrow, and called the Company asking them about being covered in Fla. during hurricane season. I would have to pay them more money to go there, then they wont cover wind damage from named stormed. What the heck use is insurance if they wont cover storms. Those stupid insurance Companies know how to get around paying for damage.