Insurance with limited experience

[schuter]

Is it possible to get insurance on a 50-53ft boat with limited experience? When I say limited, I mean 21' lake boat type experience, so virtually zero "big boat" experience. Thanks.

 

[Boatsb]

Anything's possible at a price.

 

[racclarkson@gmail.com]

I'm absolutely positive without fear of contradiction or any shadow of doubt that you've taken and excelled in a Power Squadron, DNR or some such boating class(es) and watched countless boat handing videos over your vast experience as a boat owner. And that, depending on the insurer, could be the extent of the requirement.

 

[SeaEric]

In my recent experience - It's not easy. You may have to work with a Captain for a period of time who then "signs off" on your competency with running and handling. Or, you can talk about all the many, many times over multiple years that you ran your good friend's 53 footer.

 

[Photolomy]

You will be able to get insurance.

 

[metama]

They may require a captain. But you can get coverage.

 

[Sadey]

I agree. I’m sure the hours upon hours you have spent at Sams where it’s all about experience with and on big boats counts. It did for me. My insurance company did not require a captain to get me over the insurance hump. I did however have every intention of hire one until I/they felt I could handle her safely. I just didn’t want to have a minimum hourly requirement set by some actuary chart. On a side note, turns out a made a true friend in the process! Shout out Capt Ron!!

 

[Photolomy]

No captain required here either.

 

[captcrunch]

It can be done some carriers may require a captain warranty or sign off for a certain number of training hours. I’m a marine insurance professional. If I can help feel free to reach out.

 

[oscarvan]

I'm absolutely positive without fear of contradiction or any shadow of doubt that you've taken and excelled in a Power Squadron, DNR or some such boating class(es) and watched countless boat handing videos over your vast experience as a boat owner. And that, depending on the insurer, could be the extent of the requirement.

Last thing I owned was 42'. I'm hoping that and an (albeit expired) OUPV will be enough.

 

[racclarkson@gmail.com]

Last thing I owned was 42'. I'm hoping that and an (albeit expired) OUPV will be enough.

And perhaps a negative HPV. J

 

[oscarvan]

Yes, I'm good there. Also got a shingles shot AND a Tetanus shot yesterday. The latter in an arm with a tennis elbow. Feeling like death warmed over. Should have staid home but noooo, I had to go look at a 110ºF boat for someone and take 185 pictures. Isn't it great getting old? Yeah I know, I'm not really old yet. Just feels like it.

 

[Jwatson]

I bought a 53’ Sportfisherman in Dec 2017 and insured it through BoatUS. Their requirement was that I have a licensed Captain onboard anytime I was underway. This requirement was for 1 year. My oldest son, who is a 2nd mate on a Crowley tanker fulfilled this requirement. I had to to send them his license and experience. After 1 year without any claims, BoatUS removed that requirement.

 

[luckydave215]

My agent is a member at the yacht club where I grew up (San Diego Yacht Club) and was aboard a 100' wooden ketch one time when I was in command.
I was nine.
He was also aware that I routinely single handed the family Kettenburg 50 at age 13.
Insuring me for a 60C wasn't an issue.