"Craig", I think your post was very informative to someone who knows nothing about electricity. I think also it should,too, be a warning to people who think they know all there is to know. The first thing I learned from my father who was a pretty good electrician, among other things was to respect it. Even still I have been bit by 110v, 220v, 440v, and hell even cut a 9Kv line in two with a back hoe. I think anyone who has ever worked in the field gets there pants scared off them every once in a while and most times by being careless. In fact as careful as I know my father was, he got lifted up over a 6ft safty railing and thrown about 30ft by a 440V fuse panel with over 200 fuses in it,, that blowed up in his face. Third degree burns from fingers to elbow, 2nd and 3rd on face and neck, burns and blisters in his windpipe and esophogus. Six months of just growing skin back and several years getting back to near norma. It only takes one mistake, this was supposedly a locked out system, that someone had wired a hot from a different panel making a short cut. Nearly cost him his life.
My point, read through the BS and clutter, but if you feel the need to respond, respond to the ones it may help and overlook all the other, as it may not be personal at all. Your post here could have been the one that prevented someone from doing something stupid. My opinion is that if you mess with electricity, especially one that has potential of mixing so many voltages, and types of voltages, as our boats have, and you don't have the basic knowledge, then you need to stay out of the boxes.
Again, it only takes one mistake.