They wrote the first policy we had when we bought Moor to Life. It was with one of Lloyd's companies. I did not renew with them. When I had bought the policy, Bluewater said the second year would be considerably less as first year claims for live aboards were very high risk. Renewal time came and the premium was the same but the were changing it from agreed to actual basis.
I am now with Falvey and very happy except for the additional prium to stay year round in Florida (more than the base premium!).
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