HATTERAS YACHT PARTS
CABO YACHT PARTS
Sam's is your source for Hatteras and Cabo Yacht parts.
And - Another Thing -- Insurance ?
- Thread starter Buccaneer
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Freestyle
Well-known member
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- Apr 12, 2005
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- 548
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- OWNER - I own a Hatteras Yacht
- Hatteras Model
- 67' COCKPIT MY (1987 - 1995)
It depends upon your home port, claims history, agreed value, deductible etc.
For comparison, I just got renewed for $6,800, Tampa, no prior claims, $270k, 20% windstorm deductible.
and, one million bucks liability. No survey is required for the second year in a row.
The finding part is as hard as the binding part.
Good luck.
Bruce
Freestyle
1985 62 CPMY (54MY with ext)
Tampa
For comparison, I just got renewed for $6,800, Tampa, no prior claims, $270k, 20% windstorm deductible.
and, one million bucks liability. No survey is required for the second year in a row.
The finding part is as hard as the binding part.
Good luck.
Bruce
Freestyle
1985 62 CPMY (54MY with ext)
Tampa
rwaldrop13
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- Sep 6, 2020
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- 774
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- OWNER - I own a Hatteras Yacht
- Hatteras Model
- 54' MOTOR YACHT (1985 - 1988)
Bruce, that is a great price. We were paying about that much for Ft Myers with doubled deductible for named storm, ditto for salvage deductible for total loss.
Capt Chad
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- OWNER - I own a Hatteras Yacht
- Hatteras Model
- 46' CONVERTIBLE-Series I (1974 - 1981)
Seainsure just sent us a letter of intent to not renew. We made one 18k claim last year after a storm wrecked the enclosure and top on the flybridge. Around 15 years with various boats insured with them. Usually more than 1 at any time. No claims, ever, until last year. Any they dropped us.
So, we're shopping. We're easier than most. The boat lives in freshwater. But we are thinking about taking it south and traveling a bit next year. So, I need an underwriter that has some flexibility in coverage areas.
We dropped Seainsure on our center console about 5 years ago. They wouldn't cover it for theft in South FL. We were making a Keys trip and I called to see if I needed a rider added. They informed me that they wouldn't cover anything with more than 1 outboard for theft in S Florida. I was floored. I dropped them and went with Eerie. We've never made a claim with them, but I have friends that did, and it seems like they were treated very well. I'm going to see what they can do with the Hatt. We'll see.
I have reached out to Michael Plafker as well. We'll see what he can do.
We're getting a survey this month. So, its prime time to go shopping for coverage anyway. How often are your carriers requiring a survey?
So, we're shopping. We're easier than most. The boat lives in freshwater. But we are thinking about taking it south and traveling a bit next year. So, I need an underwriter that has some flexibility in coverage areas.
We dropped Seainsure on our center console about 5 years ago. They wouldn't cover it for theft in South FL. We were making a Keys trip and I called to see if I needed a rider added. They informed me that they wouldn't cover anything with more than 1 outboard for theft in S Florida. I was floored. I dropped them and went with Eerie. We've never made a claim with them, but I have friends that did, and it seems like they were treated very well. I'm going to see what they can do with the Hatt. We'll see.
I have reached out to Michael Plafker as well. We'll see what he can do.
We're getting a survey this month. So, its prime time to go shopping for coverage anyway. How often are your carriers requiring a survey?
Captain Ralph
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- Jan 2, 2017
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- 3,300
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- CAPTAIN
- Hatteras Model
- Not Currently A Hatteras Owner
Your going to be in all those areas at the same time??
Turn all that off.
Insure for your close (home) area and enable the extended cruising area coverage (risks) as needed.
