Anyone here in the mortgage business? Trying to refi. Hate BOA. Tried a mortgage broker but besides a high closing cost also says 15Y fixed is the same or higher than 30Y fixed. So now in addition to all the crazy fico score BS I have to find a way to get a good rate soon. I believe rates are going to go up very soon.

Also if any of you FL guys know anything good or bad about RP Funding let me know. Got the process started with them. I must be old now because I got them from the AM radio news talk station commercial!