I am nearing the point where I am seriously looking to buy– less than 24 months until retirement. My wife and I have been discussing how much to spend on older Hatts (late 70s to mid-80s)? We have $300k and don’t mind buying a boat in that range that requires less upfront beautification/maintenance costs. However, we are seeing current listings for 54’ to 63’ Hatts ranging anywhere from the low $100K to $300K+. And of course, we both have our own ideas of what we want in our first live aboard boat. She is all about the aesthetically pleasing and modern comfort aspects and I am on the structurally and mechanically sound side…The question that recently came up is whether those higher priced boats are appraising high enough to cover the agreed upon values with insurance companies. Does anyone have any insight on this matter?