Is it possible to get insurance on a 50-53ft boat with limited experience? When I say limited, I mean 21' lake boat type experience, so virtually zero "big boat" experience. Thanks.
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07-21-2020 11:52 AM #1Registered Member
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- Mar 2017
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Insurance with limited experience
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07-21-2020 12:16 PM #2
Re: Insurance with limited experience
Anything's possible at a price.
Scott
41C117 "Hattatude"
Port Canaveral Florida.
Marine Electronics and Electrical Products Distributor.
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Re: Insurance with limited experience
I'm absolutely positive without fear of contradiction or any shadow of doubt that you've taken and excelled in a Power Squadron, DNR or some such boating class(es) and watched countless boat handing videos over your vast experience as a boat owner. And that, depending on the insurer, could be the extent of the requirement.
Semper Siesta
Robert Clarkson
ASLAN, 1983 55C #343
Charleston, SC
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Re: Insurance with limited experience
In my recent experience - It's not easy. You may have to work with a Captain for a period of time who then "signs off" on your competency with running and handling. Or, you can talk about all the many, many times over multiple years that you ran your good friend's 53 footer.
Eric
41TC 1966 Hull #53 "Requisite"
Kent Island, MD/Ft. Lauderdale, FL
"Though she creaks - She holds"
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07-21-2020 01:41 PM #5Senior Member
- Join Date
- Jun 2018
- Posts
- 1,069
Re: Insurance with limited experience
You will be able to get insurance.
Prometheus
1978 53' MY Hull #529
Viera, FL
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07-21-2020 02:00 PM #6Senior Member
- Join Date
- Mar 2019
- Posts
- 230
Re: Insurance with limited experience
They may require a captain. But you can get coverage.
Aperture
1977 53' MY Hull #492
Barnegat lighthouse, LBI NJ
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07-21-2020 02:45 PM #7
Re: Insurance with limited experience
I agree. I’m sure the hours upon hours you have spent at Sams where it’s all about experience with and on big boats counts. It did for me. My insurance company did not require a captain to get me over the insurance hump. I did however have every intention of hire one until I/they felt I could handle her safely. I just didn’t want to have a minimum hourly requirement set by some actuary chart. On a side note, turns out a made a true friend in the process! Shout out Capt Ron!!
Dave & Trina
Benedetto
1989 60MY HATDK310
Sturgeon Bay/Ft. Lauderdale
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07-21-2020 03:02 PM #8Senior Member
- Join Date
- Jun 2018
- Posts
- 1,069
Re: Insurance with limited experience
No captain required here either.
Prometheus
1978 53' MY Hull #529
Viera, FL
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07-21-2020 03:50 PM #9Senior Member
- Join Date
- Jun 2015
- Posts
- 338
Re: Insurance with limited experience
It can be done some carriers may require a captain warranty or sign off for a certain number of training hours. I’m a marine insurance professional. If I can help feel free to reach out.
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07-21-2020 08:08 PM #10