I am wanting a Motor Yacht with or without the cockpit.

Cruising the Bahamas with a small poling skiff 14ft-16ft (weight will be about 500 lbs with motor) on top to be able to bonefish.

60 ft-70 ft

I don't mind spending the money to maintain but I do not want to get into remodeling or refitting the boat. Adding safety and electronics to upgrade is not problem.[/QUOTE]

Sounds like you are exactly where I was 2 years ago. I spend years searching for the right boat. In early 2017, I found it. 63' MY, very well maintained. Came with a 13' Whaler w/ 40hp. I began with a offer 25% below ask and she sold at 17% under ask.
Regarding insurance and finance, I've not had a problem.

Good Luck[/QUOTE]

Would you mind sharing the year of your boat and what you spend a year maintaining the boat?
Not slip fees and fuel and but just what you spend keeping the boat in good shape and fixing the things that break.

If you don't care to that is ok.
Thank you Skiff