If you don't fish and mostly cruise the icw where you re not going to be doing much swimming and water sports o don't see the point of the convertible.

The aft deck on the MY offers much better ventilation (thru the wing doors) as well as protection from the sun. In your climate a soft enclosure will let you enjoy the space year round whether it rains, the temps drop or the bugs are out in force. No see Huns, mosquitoes and worst of all those GA coastal horseflies!

A MY is a lot easier to handle than a convertible. The cockpit does nothing for line handling. If you let your wife jump on the dock before the boat is tied up you re doing it all wrong. Secure the boat first by tying the lines from the boat. Jumping on the dock works with small open boats not anything over 40' especially with current you get at so many icw marinas.

Side decks on a convertible are not as easy to handle as on a MY where you have the safety of rails and no steps