Holy Smokes - South Florida Insurance Sticker Shock

[RonNP]

Ron, you have a 63 'with similar values what are you spending here in California?

Just saw this
have boat valued at $350,000
paying $2200 a year

[Passages]

OK guys, Here is where I settled.

Boat = 63' MY
Hull value = 275k
Home Port - Ft Lauderdale


A gold plated policy with Loydes is $5700. I'm going with that since it's my first year and don't know what I don't know.
I'll shop for value next year.

[Boatsb]

I guess you and the floating apartment house can hang with us as long as you behave.

Just don't let it get turned into part of the projects.

[Passages]

I guess you and the floating apartment house can hang with us as long as you behave.

Geez...thanks.

Try not to make it sound like houseboat, will ya?

Millipassages.

[northshoreone]

Speaking of Ins. coverage in FL for the entire year I have been shopping a bit as my policy is due the first of July. Has anyone here had experience with coverage issued with Lloyd's of London? I have Geico at the moment but just received a quote from Burn's and Wilcox using Lloyd's which looks good on the surface! Is it a better option to add a rider for the Bahama's if I go vs having the coverage and not going? I have tried to go for the last five years and something always gets in the way! I keep paying for coverage and not using it!
Thanks